Employee Health Benefits
Our benefit providers include:
- UMR
- Blue Cross/Blue Shield of Illinois
- MetLife
- Guardian (First Commonwealth Dental)
- Superior Vision
- CIGNA
Medical Coverage
Little Company is committed to offering its employees quality health care plans at a reasonable rate.
Blue Cross/Blue Shield of Illinois
The hospital offers the Blue Cross/Blue Shield Preferred Provider Plan (PPO). There are two levels of coverage, depending on whether you choose to receive care in-network or out-of-network. You decide at the time you receive care. You receive higher benefits if you receive your medical care at Little Company of Mary Hospital. When you choose participating providers, you receive maximum benefits and reduce your out-of-pocket costs. When using non-participating provider, your benefits are paid at a lower percentage. You must meet an individual deductible for covered medial expenses each calendar year. The deductibles and co-insurances are available in Human Resources.
The hospital offers the Blue Advantage HMO plan. With this plan you must select a Primary Care Provider (PCP) within the plan for yourself and each covered dependent. You may select a Family Practice, Internal Medicine or Pediatrician. Co-Payments are associated for covered services within the plan. Detailed information on the plan as well as Provider directories are available in Human Resources
Dental Coverage
Regular full-time and part-time employees also are eligible for dental coverage. Little Company offers two choices: CIGNA PPO and First Commonwealth DMO.
CIGNA PPO
The dental PPO plan works the same way as a medical PPO, with two levels of coverage after meeting your $25 individual calendar year deductible. At the time you need services, you can choose to receive care in-network or out-of-network. When you choose participating providers, you receive maximum benefits and reduce your out-of-pocket costs. When you use a non-participating provider, you may have higher out-of-pocket costs. If you enroll in the CIGNA plan you are able to access a secure website, myCIGNA.com which will provide you the tools to review plan information, provider information and Explanation of Benefits.
First Commonwealth
When you enroll in the Guardian (First Commonwealth Dental) plan with First Commonwealth, you choose a provider dentist from the First Commonwealth directory. When you use that dentist, you would receive benefits according to the plan schedule.
Vision Coverage
Little Company of Mary Hospital offers vision coverage to full-time or part-time employees budgeted to work a minimum of 40 hours per pay period. This PPO plan is offered through Superior Vision. Benefits are provided for your eye screening, as well as glasses and contacts. If you use a participating provider, your out-of-pocket costs will be less than if you go out-of-network.
Disability Coverage
Little Company also provides both short term and long term disability coverage at no cost.
Short Term Disability
Full-time or part-time employees who are budgeted to work a minimum of 40 hours per pay period are eligible for short term disability coverage after completing the 90-day provisional period as a new hire. The plan would pay 60% of your salary, if you were unable to work due to a disability, from day 31 to day 180 that you were out. This coverage is administered by Matrix Absence Management, Inc. Customer Service 1-877-202-0055.
Long Term Disability
Full-time or part-time employees who are budgeted to work a minimum of 64 hours per pay period are eligible for long term disability coverage after working for one year budgeted for 64 hours per pay period. The plan would pay 60% of your salary, if you were unable to work due to a disability, from day 181. This coverage is administered by Matrix Absence Management, Inc. Customer Service 1-877-202-0055
