Employee Health Benefits
Our benefit providers include:
- Blue Cross/Blue Shield of Illinois
- Guardian (First Commonwealth Dental)
- Superior Vision
Little Company is committed to offering its employees quality health care plans at a reasonable rate.
Blue Cross/Blue Shield of Illinois
The hospital offers the Blue Cross/Blue Shield Preferred Provider Plan (PPO). There are two levels of coverage, depending on whether you choose to receive care in-network or out-of-network. You decide at the time you receive care. You receive higher benefits if you receive your medical care at Little Company of Mary Hospital. When you choose participating providers, you receive maximum benefits and reduce your out-of-pocket costs. When using non-participating provider, your benefits are paid at a lower percentage. You must meet an individual deductible for covered medial expenses each calendar year. The deductibles and co-insurances are available in Human Resources.
Regular full-time and part-time employees also are eligible for dental coverage. Little Company offers two choices: CIGNA PPO and First Commonwealth DMO.
The dental PPO plan works the same way as a medical PPO, with two levels of coverage after meeting your $25 individual calendar year deductible. At the time you need services, you can choose to receive care in-network or out-of-network. When you choose participating providers, you receive maximum benefits and reduce your out-of-pocket costs. When you use a non-participating provider, you may have higher out-of-pocket costs. If you enroll in the CIGNA plan you are able to access a secure website, myCIGNA.com which will provide you the tools to review plan information, provider information and Explanation of Benefits.
When you enroll in the Guardian (First Commonwealth Dental) plan with First Commonwealth, you choose a provider dentist from the First Commonwealth directory. When you use that dentist, you would receive benefits according to the plan schedule.
Flexible Spending Account
Regular full-time or part-time employees budgeted a minimum of 40 hours per pay period may enroll in the flexible spending account with UMR, effective each January. A flexible spending account is available to fund for any unreimbursed medical or dental expenses, as well as dependent care expenses you may incur. Your specified amount would be deducted from each paycheck on a pre-tax basis, giving you a tax-effective way to pay for these expenses.
Little Company of Mary Hospital offers vision coverage to full-time or part-time employees budgeted to work a minimum of 40 hours per pay period. This PPO plan is offered through Superior Vision. Benefits are provided for your eye screening, as well as glasses and contacts. If you use a participating provider, your out-of-pocket costs will be less than if you go out-of-network.
Little Company also provides both short term and long term disability coverage at no cost.
Short Term Disability
Full-time or part-time employees who are budgeted to work a minimum of 40 hours per pay period are eligible for short term disability coverage after completing the 90-day provisional period as a new hire. The plan would pay 60% of your salary, if you were unable to work due to a disability, from day 31 to day 180 that you were out. This coverage is administered by Matrix Absence Management, Inc. Customer Service 1-877-202-0055.
Long Term Disability
Full-time or part-time employees who are budgeted to work a minimum of 64 hours per pay period are eligible for long term disability coverage after working for one year budgeted for 64 hours per pay period. The plan would pay 60% of your salary, if you were unable to work due to a disability, from day 181. This coverage is administered by Matrix Absence Management, Inc. Customer Service 1-877-202-0055